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Surviving the Recession—Knowledge is Power


Educator suggests that current curricula do not adequately address the financial education necessary to enable people to survive and succeed in difficult economic times.

Oceanside, CA—Maryjean Howe, 42, has taught eighth-grade algebra for the past 18 years and knows a thing or two about the courses being taught in today’s academic programs. According to Howe, they are inadequate for preparing students to manage basic finances, let alone to prepare for some of the worst financial conditions since the Great Depression. This deficiency exists at all levels of the educational system including college, except perhaps for those individuals who pursue a highly specialized degree in finance.

In addition to her role as an educator, Howe is a consultant for Wealth Masters International (WMI), a company whose mission is to create success and wealth in others, one person at a time. They offer a line of highly effective financial education programs, as well as a very lucrative network marketing opportunity. Howe believes that the need for these programs is obvious—today’s headlines say it all. “The state of the economy is proof that individuals lack the kind of financial education that allows for the planning and decision making necessary to achieve financial freedom,” she said. Howe went on to say that the financial meltdown stems from a combination of bad management at the top—and at the bottom.

She said that clearly the greed on Wall Street, outdated management strategies in Detroit, and the lack of sound decision making in some of our largest banks have all contributed to the current economic chaos. But she says the consumer is also to blame by overextending their personal credit and failing to plan adequately for the future. This really isn’t all that surprising given that most people derive the bulk of their financial knowledge from people who are themselves not all that successful.

Howe believes that this problem starts with our educational system, and that people need to be thinking about alternatives. “Having been in education for almost 20 years,” she said, “it’s exciting to find a company willing to take on the financial education component that public schools are lacking.” It turns out that WMI was started with this precise need in mind.

The company, along with its affiliated marketing organization, CarbonCopyPRO, has been quite successful in their efforts, not only teaching people about wealth, but actually helping them to achieve it. This is primarily due to the fact that people are waking up and realizing that they really don’t know what’s going on with the global economy, and worse, what they should be doing about it.

Howe suggests that if this describes you, the time to act is now. “Even in a downturn, fortunes are made every day,” she said. “The question is do you know how to do it? If not, you could be at considerable financial risk,” she concluded. The lesson here is simple—knowledge is not only power, but today, it’s survival as well.

Maryjean Howe is a business coach and mentor based out of Oceanside, CA, that assists serious entrepreneurs in building a profitable online business with multiple incomes streams. Maryjean and her team have assisted hundreds of people, from doctors and lawyers to high-school drop-outs and single parents in generating profits that exceed $250K or more in their first year. For more informationand to contact Maryjean, visit:


 Financial education
 public schools
 internet marketing

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