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Financial Planning Exposed, An Amazon Best-Selling Book is Free For One More Day (03/13/2015)

United States – WEBWIRE

Margie Shard’s new book, Financial Planning Exposed: Overcoming Myths to Create a Secure Future, will be available for free download in the Amazon Kindle Store.

We are in a time where people need financial planning more than ever. Life expectancy is longer, medical bills are higher, social security is in a dire state, and consumer debt is out of control. We are in a time where interest rates are still low, but will start to climb. This causes a chain reaction in bond prices declining. People generally throw their “safe money” into bonds and it will no longer be so safe. The stock market just went through one of the worst bear markets to-date and not everyone has recovered. Pensions are getting rarer and those who still have pensions are now getting buy-out options. Some people lost their pensions due to failure of companies and mismanagement. Individuals are scared to invest in their retirement plans through work because they don’t understand them.
People need planning, more than ever. Yet, most people who work with a financial advisor aren’t getting planning, but believe that they are. They are given unrealistic expectations by their advisors because the advisors aren’t looking at the entire picture. Mistakes are being made and opportunities are being lost. However, this can be stopped.
This book will discuss common myths that are adding to the financial dilemma’s individual experience and give real life stories about these myths. It will also clear up the big difference between financial advisors - which most individuals have - vs. financial planners - which most individuals believe they have.
After reading this book, you will understand what kind of financial professional you are working with and what you need to be discussing and expecting when planning your pre and post retirement life.
Margie Shard’s Financial Planning Exposed will be free and available for download on Amazon for one more day (03/13/2015) at: Financial Planning Exposed has a 4.9 star rating on Here’s what some people are saying:
“This is a book with loads of detail and yet it is very readable and accessible. It begins with 10 questions that you must ask yourself in order that you own up to your financial situation instead of ignoring it and just assuming it will all be OK like an ostrich with its head in the sand.

This book really gave me pause for thought and it is a must for anyone thinking of retiring or concerned about their pension. It made me more aware that Financial Advisors are NOT financial planners and that you must be honest with your financial planner in order to get the best information and advice. Even manageable debt is not tenable as shocks could hit your life making repayments impossible and cutting of future sources of credit and so you should be aware of anything that could impact your future earnings or create financial pressures. This book made me think about what my life REALLY costs and about how I do not have a very far sighted plan.
Full of real life scenarios and myth dispelling info that can make you more financially savvy. An excellent and well set out read for those who want to get to grips with their financial security.” – L.J. Gordon
Highly recommend! This book tells you, in a very real way, why you need in a financial planner. There are a lot of misconceptions about the difference between planners vs advisors, and Margie does a great job of explaining how financial planners are different.
This is an easy read, yet the information is very valuable for everyone! Great information.” – Cindy Forthriep
For More Information: For more questions or to schedule an interview about this press release please contact Rebecca, Author Liaison, at (626) 765-9750 or email

About the Author:
Margie Shard, CFP ®, is a CERTIFIED FINANCIAL PLANNER™ and founder of Shard Financial Services, a planning and investment strategies firm in Fenton, MI. Margie’s desire to stop the misinformation in the financial advisor industry stems from the disastrous situations she has witnessed since entering the industry in 2001.
Margie believes in keeping up on market and economic issues in order to help navigate her clients through the risks she sees developing in the markets. She is often found educating the public through her “A Women’s Conversation on Money” discussion workshops, and bi-annual Market and Economic updates. Her radio show, “The Margie Shard Show”, also streams nationally via podcast.

Margie’s entrepreneurial spirit has led her to create community events such as the Shard Financial Back Pack Night (formerly Women, Wine, Fashion & Finance) Fundraiser for the Food Bank of Eastern Michigan, as well as 100 Women Igniting Change. She has received numerous accolades for both her professional and community work.

Find out more about Margie and follow her blog and radio show/podcast at:


 Personal Finance
 Financial Planning
 Retirement Planning

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