Chase Donates $1 Million To St. Jude Children’s Research Hospital®

Cardmembers Also Support Children of St. Jude When Making Purchases With Their Credit Card; St. Jude Platinum Visa Card Celebrates First Anniversary Of Full One Percent Rebate

WILMINGTON, Del. – Nov. 29, 2005 – Today, Chase [NYSE: JPM] announced its commitment to helping children in need by donating $1 million to the second-annual St. Jude Thanks and Giving program. In addition, with each credit card purchase made on a St. Jude Platinum Visa® card, a full one percent is given back to St. Jude, providing cardmembers the opportunity to make a difference in the lives of children with cancer and other catastrophic diseases.

Since December 2004, one percent of every St. Jude Platinum Visa card purchase is donated directly to St. Jude, which is the only pediatric cancer research center where families never pay for treatments that are not covered by insurance, and families without insurance are never asked to pay. St. Jude also pays for lodging, food and travel for patients and their families.

In addition, Chase automatically donates $50 directly to St. Jude when consumers, who apply for the St. Jude Platinum Visa card at www.stjude.org or at special St. Jude events, use their St. Jude Platinum Visa card for the first time.

“The holidays are quickly approaching and people have a strong desire to give during this time of year,” said Bill Campbell, Chairman, Chase Card Services. “We believe in the work that St. Jude does and we are excited to make this donation to the organization to further their research, while celebrating a milestone year of giving.”

“At St. Jude, no child is ever turned away because of a family’s inability to pay and it’s through charitable giving, like Chase’s $1 million donation, that we make hope a reality for many sick children,” said David L. McKee, Chief Operating Officer of ALSAC, the fund-raising arm of St. Jude. “We’re proud to partner with Chase to offer consumers the St. Jude Platinum Visa card and give them a unique opportunity to support the life-saving mission of St. Jude.”

Consumers may apply for the St. Jude Platinum Visa card by visiting www.chase.com/applystjude or by calling 800-347-7887.

About St. Jude

St. Jude Children’s Research Hospital is internationally recognized for its pioneering work in finding cures and saving children with cancer and other catastrophic diseases. Founded by late entertainer Danny Thomas and based in Memphis, Tenn., St. Jude freely shares its discoveries with scientific and medical communities around the world. No family ever pays for treatments not covered by insurance, and families without insurance are never asked to pay. St. Jude is financially supported by ALSAC, its fund-raising organization. For more information, please visit www.stjude.org or call 800-822-6344.

About JPMorgan Chase & Co.

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $1.2 trillion and operations in more than 50 countries. The company has more than 100 million credit cards issued. Under the JPMorgan, Chase and Bank One brands, the firm serves millions of consumers in the United States and many of the world’s most prominent corporate, institutional and government clients. Information about the firm is available at www.jpmorganchase.com.

Contact Information

Joseph Evangelisti

Global Media Relations

JPMorgan Chase & Co.

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