Crypto Bank Software

SAMFCore Highlights Mature Crypto Banking Software for Fiat and Digital-Asset Operations

Swiss AMF AG is highlighting the established crypto banking capabilities of SAMFCore, a financial-services software platform in service since 2021 that brings customer onboarding, multi-currency accounts, payments, cards, digital assets, exchange workflows, compliance and back-office administration into one operating environment.

SAMFCore is not a newly introduced crypto product. It is an established financial-services platform with developed customer-facing and administrative functionality across both traditional financial services and digital assets.

The platform is designed for fintech companies, financial institutions, payment businesses, money-transfer operators, digital-asset businesses and other organisations that need to combine fiat and cryptocurrency functionality within a broader financial-services software environment.

Fiat and Digital Assets in One Operating Environment

A central capability of SAMFCore is the ability to support fiat and digital-asset functionality within the same platform architecture.

Customers can work with multi-currency accounts, digital-asset balances, transaction history and exchange workflows through a common environment rather than relying on completely separate software systems for traditional and digital-asset products.

SAMFCore includes currency and crypto exchange functionality, including market and limit exchange workflows between supported currency and digital-asset accounts.

This makes the platform relevant to organisations evaluating crypto banking software that must operate across both conventional financial infrastructure and digital assets.

Multi-Currency Accounts and Banking Workflows

Crypto banking products frequently require conventional financial-services functionality alongside digital assets.

SAMFCore includes software workflows for multi-currency balances, customer accounts, bank-account and IBAN functionality, deposits, withdrawals and transaction management.

These functions can operate alongside cryptocurrency and digital-asset functionality within the same broader platform.

Banking relationships and regulated account infrastructure remain deployment-specific and can be connected through customer-selected external providers.

Payments and Money Transfers

SAMFCore includes established money-movement functionality covering deposits, withdrawals, transfers and transaction history.

Administrative teams can review transactions, manage relevant approval workflows and maintain visibility over transaction activity from the back-office environment.

This allows payment and transfer functionality to operate alongside accounts, cards, digital assets and compliance workflows rather than as a separate software layer.

Digital Assets and Crypto Exchange

SAMFCore includes digital-asset functionality for financial businesses that incorporate cryptocurrency into their customer products.

The platform supports digital-asset balances, crypto account and wallet workflows, exchange functionality and administrative controls for supported assets.

Depending on the configured deployment and external provider infrastructure, SAMFCore can support workflows involving fiat-to-crypto, crypto-to-fiat and crypto-to-crypto activity.

External custody, blockchain infrastructure, liquidity and exchange services remain provider-specific and can be integrated according to the requirements of each deployment.

Cards Within the Same Platform

SAMFCore also contains a mature card-management workflow.

The documented card functionality includes physical and virtual card ordering, activation, PIN and ePIN management, freeze and unfreeze controls and balance top-ups.

This enables organisations developing combined fiat and digital-asset products to manage card workflows alongside customer accounts, payments and digital assets within the wider SAMFCore environment.

Card issuing, processing, BIN sponsorship and other regulated card infrastructure remain external provider functions and are configured according to the deployment.

KYC, KYB and Compliance Operations

Crypto banking software also requires mature operational and compliance functionality behind the customer interface.

SAMFCore includes software workflows for personal KYC, business KYB, identity-profile management, document collection, compliance cases, transaction review, AML controls, risk management, permissions and audit activity.

The administrative environment gives compliance and operations teams the ability to review customer profiles and manage relevant workflows from within the platform.

External identity-verification, sanctions-screening and other specialist compliance services can be connected according to the customer’s selected provider architecture.

SAMFCore provides the software controls and workflows; responsibility for regulatory compliance remains with the licensed business and its appointed service providers.

Back-Office Administration

SAMFCore includes a developed administrative environment for operating the platform behind the customer-facing application.

Administrative functionality extends across customer profiles, accounts, payments, cards, digital assets, compliance, fees, permissions, reporting, documents and other operational areas.

This broader back-office functionality is significant for organisations evaluating crypto banking software because digital-asset products generally require substantially more infrastructure than a wallet or exchange interface alone.

API-Driven, Provider-Integrated Architecture

SAMFCore uses an API-driven architecture covering customer-facing, administrative, B2B/white-label and webhook-based integration workflows.

The platform is designed to connect with deployment-specific external infrastructure, which can include banking providers, payment providers, card providers, KYC/KYB services, AML and sanctions-screening providers, digital-asset custody providers, liquidity providers and exchanges.

This gives financial businesses greater flexibility over the provider stack surrounding the SAMFCore software environment.

White-Label and Multi-Brand Capability

SAMFCore supports customer-branded and white-label financial-services deployments.

Businesses can configure customer experiences around their own brand while using the wider SAMFCore software environment for financial and operational workflows.

This is particularly relevant to organisations operating multiple financial-service propositions or combining traditional financial products with digital assets.

Flexible Licensing and Deployment

SAMFCore is available under annual and perpetual software licensing models.

For organisations seeking greater long-term control over their financial-services technology, SAMFCore also offers perpetual licensing and separate full-source-code licensing options for qualifying deployments.

The perpetual model allows businesses to evaluate a software-ownership structure rather than relying exclusively on indefinite recurring SaaS access.

Customer-controlled deployment and provider flexibility can also form part of the implementation strategy, subject to the applicable licence and deployment configuration.

More Than a Crypto Wallet or Exchange Interface

The requirements of a mature crypto banking operation extend beyond holding or exchanging digital assets.

Customer onboarding, fiat accounts, payments, cards, digital assets, compliance, risk controls, reporting and administration all need to function together.

SAMFCore provides this wider financial-services software environment, allowing businesses to combine traditional and digital-asset functionality while retaining flexibility over their external providers and deployment architecture.

More information about SAMFCore’s digital-asset functionality is available at SAMFCore.com.

Contact Information

Mike Hightower

Editor in Chief

Newsline Press

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