SAMFCore Banking Tech

SAMFCore is a crypto-banking software and financial-services technology platform designed to bring customer accounts, payments, cards, digital assets, compliance workflows and operational administration into one environment. Available with annual or perpetual licensing and an optional full-source-code model, SAMFCore gives financial-services companies greater control over their technology infrastructure.

Zurich, Switzerland – WEBWIRE – Wednesday, September 23, 2026

Financial-services companies should not have to assemble a separate technology stack for every part of their operation. SAMFCore is designed to bring accounts, payments, cards, digital assets, compliance and administration together while giving the customer meaningful control over infrastructure, integrations and the long-term development of its platform.” — Marvin Rowe, Swiss AMF AG

Swiss AMF AG has introduced SAMFCore as a comprehensive banking software platform for financial-services companies seeking to combine customer accounts, payments, cards, digital assets, compliance processes and operational administration within a single technology environment.

Financial-services businesses often rely on multiple disconnected systems to manage customer onboarding, accounts, payments, cards, digital assets, compliance reviews, reporting and day-to-day administration. SAMFCore is designed to bring these functions together while allowing each deployment to connect with the external banking, payment, card, compliance, custody, liquidity and other providers selected for the business.

The platform supports personal and business customer onboarding, including KYC and KYB workflows. Customer environments can combine bank accounts, currencies, cards and digital assets within a unified interface, while administrative users can manage identity reviews, documents, risk levels, transactions, AML controls, fees and operational workflows from the back office.

SAMFCore also supports bank-account and IBAN workflows, currency deposits and withdrawals, payment activity and transaction histories. Card functionality includes physical and virtual card workflows, activation, PIN management, freezing and unfreezing, and card balance top-ups when configured with the relevant external card infrastructure.

Digital assets form part of the same broader platform architecture rather than requiring a completely separate operating environment. SAMFCore supports digital-asset accounts and cryptocurrency administration as well as exchange workflows between currency and cryptocurrency accounts. This makes it possible for a financial-services business to structure fiat and digital-asset functionality within a common customer and administrative environment.

Compliance and operational controls are built into the platform architecture. SAMFCore supports KYC and KYB onboarding processes, transaction monitoring, AML review workflows, sanctions and PEP screening integrations, configurable risk levels, document requests and administrative approval processes. The platform also includes configurable fee structures, reporting tools, audit trails and role-based administrative permissions.

For financial-services companies, the technology model can be as important as the individual features. SAMFCore is available through annual and perpetual licensing models. Customers selecting an applicable perpetual licence can operate the licensed software on a continuing basis without depending on an indefinite recurring SAMFCore software licence merely to retain access to the platform.

A full-source-code option is also available with the applicable perpetual licensing model. This can allow a licensed customer to inspect, modify, develop and maintain its own deployment using its internal technical team or appointed developers, subject to the applicable licence terms. SAMFCore also supports customer-controlled deployment models, allowing businesses to retain greater control over their infrastructure and technology environment.

The platform is designed for businesses including licensed financial institutions, fintech companies, payment businesses, digital-asset businesses and companies developing branded or white-label financial services. White-label tenant functionality enables multiple branded customer experiences to be operated through the broader technology architecture where permitted by the applicable commercial and regulatory structure.

SAMFCore does not require every deployment to use the same external providers. Banks, card issuers and processors, KYC and AML providers, payment providers, custody providers, liquidity sources and other third-party services can be selected and configured according to the requirements of each deployment.

This provider-independent approach is intended to reduce dependence on a single technology ecosystem while allowing the underlying SAMFCore platform to remain the operational layer connecting customer-facing financial services, administration and external infrastructure.

Financial-services companies evaluating banking software are increasingly considering not only which functions a platform provides, but also who controls the software, infrastructure and future development of the system. SAMFCore is designed for organizations that want a broad financial-services software platform while retaining flexibility over hosting, integrations, developers and commercial licensing.

Businesses can request a SAMFCore demonstration to review the customer interface, administration environment and available functionality in more detail.

More information is available at SAMFCore.com.