CaixaBank boosts the mobilization of sustainable finance and reaches €20.99 billion in the first half of the year

• The entity has reached, in the first six months of the year, 62% of the target set for the whole of 2025, which is part of its three-year goal of €100 billion by 2027, and has experienced a 28% increase compared to the same period of the previous year

• 78% of the sustainable mobilization up to June corresponds to financing, amounting to €16.43 billion, which is divided into green financing (€8.19 billion), social financing (€3.3 billion), Sustainability Linked Loans (€4.63 billion), and sustainable transition (€306 million)

• The drive and offer of sustainable solutions and the work of specialized teams in CIB and Corporate Banking contribute to the growth of sustainable finance

CaixaBank has reached 20.99 billion euros in sustainable finance mobilization in the first half of 2025, representing a 28% increase compared to the same period in 2024. This growth is the result of the drive and new offer of sustainable solutions, both in financing and investments; deployed by CaixaBank, which has added products and services through MicroBank and AgroBank; and which has specialized teams in the CIB and Corporate Banking divisions.

With the figures obtained up to June 2025, the financial entity has already reached 62% of the target set for the whole of 2025 and 21% of the global target set in the 2025-2027 Sustainability Plan, which aims to mobilize 100 billion euros in sustainable finance, 56% more than what was set in the previous plan. This evolution is in line with CaixaBank’s dual ambition in sustainability to move towards a more sustainable economy and promote the economic and social development of people.

The bulk of the sustainable mobilization achieved up to June, specifically 78%; corresponds to financing, while the remaining 22% comes from intermediation, through asset management products, investment funds, and pension plans, and bond placement.

By business segments, sustainable financing up to June has been distributed among CIB (10.38 billion euros), Corporate Banking (4.04 billion euros), and the retail sector (2 billion euros).

In turn, sustainable financing achieved throughout the first half of the year, amounting to 16.427 billion euros, is divided into green financing (8.19 billion euros), social financing (3.3 billion euros), Sustainability Linked Loans (4.63 billion euros), and sustainable transition (306 million euros).

Leaders in green business and social impact

The green financing chapter has allowed the promotion of numerous projects linked to renewable energies, energy efficiency, sustainable transport, waste treatment, and sustainable building.

By business segments, through CIB - which includes Corporate Banking, International Banking, and Institutional Banking - significant operations have taken place, such as the financing of 900 million euros to Scottish Power for the development and construction of smart grids in the United Kingdom; or the financing to R.Power, linked to photovoltaic projects in Portugal. Other significant cases have come from Local Energy Communities (CEL’s). In the Corporate Banking segment, which focuses on industrial decarbonization, financing operations such as that of Papelería de la Alquería have stood out.

For its part, in terms of social financing, the work of MicroBank, CaixaBank’s social bank, has shone; which throughout the period has granted microcredits and financing with social impact worth 1.18 billion euros. Other initiatives within the social financing section amount to 186 million euros for social housing or financing lines worth 153 million euros for companies, self-employed individuals, and individuals affected by the DANA in Valencia last October 2024.

By business segments, throughout the first half of 2025, through CIB CaixaBank has financed 300 million euros to the Community of Madrid for projects with a positive social impact. In the Transactional Banking area, operations such as confirmings and factorings with Pharmaceutical Colleges have been carried out, anticipating payments from the National Health System to the Autonomous Communities, and confirming financing to members of the duty shift service of the Illustrious Bar Association and the College of Procurators, where their activity of helping people at risk of social exclusion is financed. In the Corporate Banking area, social financing has mainly focused on protected housing.

The Sustainability Linked Loans section (loans subject to sustainability indicators) has closed this semester with 62 operations, including those carried out by Sonae Arauco and Cunext Cooper (through CIB), Diagonal Plaza, or Grupo Healthcare Activos Inmobiliarios (via Corporate Banking).

Finally, the sustainable transition chapter has contributed to materializing projects linked to the reduction of the carbon footprint in emission-intensive activities for which there are currently no viable clean alternatives.

Employability and inclusion and financial health solutions

Within the support for employability and the professional growth of people, the 2025-2027 Sustainability Plan sets the goal of reaching 150,000 people who have improved their access to employment, with specific solutions such as microcredits for businesses; quality training through microcredit financing for young people or the promotion of dual training through the CaixaBank Dualiza foundation, dedicated to the promotion of VET and its dual modality, with the participation of SMEs and micro-SMEs in the programs, as well as the connection between centers and companies for innovation projects and support for teachers to emerge.

With the Plan, CaixaBank will also focus its efforts on social and financial inclusion. It continues with the commitment to maintain a wide presence in rural areas through, among others, mobile offices and ATMs, and without abandoning those towns where CaixaBank is the only bank with a physical presence; and it also aims to strengthen physical, online, and information accessibility by facilitating access and use of its ATMs, offices, and digital platforms; making legal and product information more understandable; and working on the development of specific products and services for people in vulnerable situations such as the social account, protected heritage account (for the economic protection of people with disabilities), microcredits for families, and inclusive insurance.

In addition, within the framework of the Plan, CaixaBank will promote long-term financial planning with personalized solutions focused on savings and future planning, with the aim of reaching 33% of clients between 50 and 67 years old with savings and planning products, and will promote the well-being of the elderly through an ecosystem of services that includes not only financial and insurance solutions but also vital support, with the aim of being the preferred bank for these clients.

CaixaBank, a benchmark in sustainability

CaixaBank is an entity with a strong historical link to the social impact of its activity, with the responsibility of promoting a positive economy for the well-being of people.

With the 2025-2027 Sustainability Plan, which is part of CaixaBank’s Strategic Plan, the entity has committed to mobilizing 100 billion euros in sustainable finance to continue advancing towards a more sustainable economy and promoting the economic and social development of people, with the financing of renewable energy projects, clean mobility, and efficient buildings, providing solutions that accelerate the sustainable transition of companies and families, promoting financial inclusion, favoring training and employment, and responding to the needs posed by increasing longevity.

Within the Sustainability Plan, the entity maintains its public targets for 2030 to reduce financed CO2 emissions in the most emission-intensive sectors: electric, oil and gas, automotive, iron and steel, agricultural, real estate (residential and commercial), aviation, and shipping, to advance its commitment to net-zero emissions by 2050.

CaixaBank stands out in the evaluations of the main global analysts and rating agencies that analyze the management, performance, transparency, and integration of sustainability in the business, such as S&P Global (DJSI), Fitch (ESG Entity Ranking), MSCI, CDP, ISS ESG, Sustainalytics, and FTSE4 Russell.