Arc Launches Integrated Cash Management and Capital Solution on Product Hunt

Arc, the software-driven banking and growth capital platform for startups, today launched its integrated cash management and capital platform for the first time on Product Hunt—representing the culmination of two years of building. With Arc, startups of all sizes can open FDIC-insured accounts in minutes, manage everyday banking needs without fees, diversify & safeguard cash, maximize yield, and instantly access growth capital—all in one platform and in partnership with trusted banks.

In 2021, Arc entered the market with its first financial product—non-dilutive capital for startups—where companies can apply in minutes and receive funding in days, not months, through a seamless digital interface. The company deployed tens of millions of dollars to hundreds of startups, alongside developing its real-time API integrations, underwriting model, and analytics capabilities.

In 2022, Arc introduced its second product pillar—cash management for startups—which enables companies to efficiently open FDIC-insured accounts, store and manage their cash using intuitive UI/UX, and earn market-leading yield without taking on excessive risk. Arc offers these banking services through multiple banking partners, and has scaled its users beyond its initial financing customers to reach thousands of startups across the U.S.

Today, Arc’s banking platform with embedded financing capabilities and diverse integrations is unique within the B2B startup space. It enables customers to manage more of their finance stack within a single platform—increasing financial accuracy while saving time and money.

Arc’s cash management offering includes:

• Primary accounts: Manage everyday banking with no fees, unlimited free money movement and cards, scaled user permissions, financial integrations, and more.

• Reserve accounts: Receive 4% APY with no fees and instant access to your funds and transfers back to the Primary account.

• Treasury accounts: Allocate funds into a $5M FDIC insurance bank sweep (50+ banks including Goldman Sachs, JPMorgan Chase, and Citibank) and invest in government-backed Treasury Bills and Money Market Funds yielding 5%+ APY.

Arc’s capital offering includes:

• Revenue financing: Receive millions of dollars in non-dilutive funding in days based on your revenue profile, with a payback period of up to 18 months.

• Venture debt: Tap into traditional venture debt in a fraction of the time typically required based on your financial position and operating metrics.

“Today’s launch on Product Hunt marks a significant milestone for Arc, representing the culmination of our efforts over the past two years,” said Don Muir, Co-Founder and CEO of Arc. "I am incredibly proud of our team for everything they have accomplished together—we have given founders the financial tools and support they need to thrive.”

“Product Hunt represents an excellent channel to share what we’ve built and tap into additional feedback,” said Nick Lombardo, Co-Founder and President of Arc. “We listen closely to our users—they directly inform our product roadmap and we’re excited to continue building products that delight them.”

“Arc has created a flexible cash management platform that has proven to be highly responsive to the evolving needs of its customers,” said Raven Jiang, Co-Founder and CTO of Arc. “We are excited to continue to build out our product suite while exceeding startups’ expectations.”

Arc is committed to continuously enhancing its offerings to meet the evolving needs of startups. Over the next twelve months, the company plans to introduce additional cash management offerings and forms of financing to better address the requirements of startups throughout their lifecycle.

To learn more about Arc and sign up for an account, visit: https://www.arc.tech

About Arc

Arc is the future of startup finance. Founded in 2021, Arc provides startups with the financial products they deserve, including cash and treasury management as well as embedding financing. The company is based in San Francisco and is funded by Left Lane Capital, NFX, Bain Capital Ventures, Clocktower Technology Ventures, Torch Capital, and Y Combinator, among others. To learn more, visit www.arc.tech.

Note: Arc is a financial technology company, not a bank or an investment advisor. Banking services provided by Evolve Bank & Trust (Member FDIC). All investment advisory services provided by Helium Advisors LLC. Arc receives compensation as a percentage of assets managed by Helium for promoting Helium’s investment advisory services. Brokerage services provided by BNY Mellon Pershing, Member SIPC, through a clearing and custody partnership with Helium. Read additional disclosures here.

Contact Information

Madalyn Boyd

Account Coordinator

VSC for Arc

arc@vsc.co