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FEMA Letter of Map Amendment (LOMA) and eLOMA services.

Second Look Flood, LLC expands their service to include LOMA and eLOMA.


Second Look Flood, an experienced Flood Zone Determination Company, offers the newest FEMA maps and products to help homeowners more accurately determine their FEMA flood zone. This quickly expanding company offers Flood Vendor services to the general public, including FEMA Flood Zone Determinations and Flood Zone Reports including visual evidence of the flood zone.

At Second Look Flood, well-trained FEMA map analysts manually research each property using multiple resources. An aerial overlay is constructed showing the property on the newest FEMA flood maps. This gives homeowners the ability to see their home in proximity to the FEMA Flood Zone.

“We start by actually looking at the property. This sounds obvious, but most flood determinations are completed in a split-second by a computer program,” says Chad Worms, a Mapping Analyst at Second Look Flood. “It’s important to work closely with homeowners, help them understand their situation, and discuss the options available. We will help our clients dispute a lender, locate cheaper flood insurance, and even assist in the Letter of Map Amendment (LOMA) process to challenge the FEMA Flood Map,” added Chad.


A Letter of Map Amendment is an official amendment, by letter, to an effective National Flood Insurance Program map. A LOMA establishes a property’s location in relation to the Special Flood Hazard Area. LOMAs are usually issued because a property has been inadvertently mapped as being in the floodplain, but is actually on natural high ground above the base flood elevation.


eLOMA is a web-based application that provides Licensed Professionals (i.e., licensed land surveyors and professional engineers) with a system to submit a Letter of Map Amendment request to FEMA. This tool is designed to make determinations based on the information submitted by the Licensed Professional and allow them to generate a determination from FEMA almost instantly.

“Engaging in the Letter of Map Amendment process can be lengthy ordeal – up to 60 days.  Second Look Flood is one of the few Flood Mitigation Companies that has the expertise and FEMA approval to expedite this process nationwide,” states Bryan Baumann, Certified Floodplain Manager (CFM) at Second Look Flood, LLC.

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 letter of map amendment
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