IAQ Professionals Encouraged to Review their E&O Insurance Coverage

Professional Liability insurance, also commonly referred to as Errors & Omissions (E&O) insurance, is a critical type of insurance coverage for professionals who provide indoor air quality consulting and testing services.  This type of coverage provides protection for those who provide IAQ services from the complete cost of defending their business against claims of negligence and possible damages that could be awarded in a civil lawsuit.
 
The indoor air quality industry regularly witnesses lawsuits due to the nature of the business.  IAQ issues can cover a wide ranging field of potential pollutants and problems.  They often include everything from mold and asbestos related issues to lead-based paints and vapor intrusion problems.
 
“It’s very important for IAQ professionals to have appropriate E&O insurance coverage,” said Marybeth Mainelli, President of MBM Insurance Resource Center.  “E&O coverage is separate from a company’s standard general liability policy.  We strongly recommend that even companies that already have E&O coverage carefully review their policy to determine if they are properly protected.  At MBM, we have helped many IAQ professionals examine their current coverage to help them determine the scope of their existing coverage and what other options are available that could provide better coverage while at the same time offering them significant discounts.”
 
Today, a growing number of IAQ professionals have turned to the E&O programs offered through MBM Insurance Resource Center.  MBM Insurance Resource Center provides insurance programs specifically tailored to the needs of IAQ consultants and contractors.  The company is a full-service, independent, national insurance agency that provides coverage in all 50 states.  To view a video about insurance coverage for IAQ and mold professionals, please visit: http://youtu.be/d5s4Mcjcb-0   
 
To learn more about insurance programs from MBM Insurance Resource Center, please visit www.mbmirc.com, call (800) 311-1964 or email marybeth@mbmirc.com .
 
About MBM Insurance Resource Center, LLC
MBM Insurance Resource Center is a full-service, independent, national insurance agency headquartered in Rhode Island. It is a women-owned company and a member of the Independent Insurance Agents Brokers of America Trusted Choice network. MBM is a nationally recognized provider of Workers’ Compensation and General Liability coverage, including Contractors Pollution Liability (CPL) and Professional Liability (Errors & Omissions) for the indoor air quality, mold remediation and environmental industries. Coverage is available in all 50 states and MBM’s insurance carriers have a financial strength rating of A or better by insurance industry analyst A.M. Best Company, Inc.

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Paul Cochrane

President

Cochrane & Associates, LLC

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