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Affordable Care Act “Rip-Off Artists“

With the Affordable Care Act coming into effect on January 1st, 2014 there are many concerns consumers should be aware of. The Affordable Care Act has created an influx of “rip-off artists.”


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With the Affordable Care Act coming into effect on January 1st, 2014 there are many concerns consumers should be aware of. The Affordable Care Act has created an influx of “rip-off artists.”

With the upcoming changes, consumers are very eager to find out all the details and what exactly will change for them. In anticipation of this, rip-offs are calling consumers and making them believe they work with Medicare or for the plans available in the Exchange Marketplace.  The affordable care act involves collecting financial information for determination of eligibility and subsidy amounts, which lends to the rip-offs being able to ask for confirmation of financial information over the phone.

Here are two comments on this influx of scams by experts in the field:

“I believe the incidents are going to skyrocket as that date approaches,” said Eva Velasquez, president and CEO of the nonprofit Identity Theft Resource Center. “And even people who are smart and savvy could get taken, so we are very concerned about the potential for some serious financial harm.”

“There are fake exchanges already up and running on the Internet,” said Monica Lindeen, Montana’s Commissioner of Securities and Insurance. “If you do a search and type in ’exchange,’ you’ll find all sorts of websites that claim to be in the exchange when they are not.”

The Facts:

  • Health Insurance Exchanges do not open until October 1st, 2013
  • No one can sell you insurance through the exchange until then
  • There is no jail penalty in the Affordable Care Act for not having health insurance
  • Healthcare.gov is the only place to find Affordable Care Act facts
  • There is no ID card associated with health care reform
  • Don’t trust caller ID, because it can be set up to make you believe call is coming from government office
  • Anyone claiming that they can get a “special price” or “limited time offer” is lying

Pick your mentors carefully. Speak with someone who is certified to discuss the Affordable Care Act and work with the Exchange Marketplace.  Speak with someone who is certified on the Affordable Care Act: Call (877) 337-4168

Reference: http://www.cnbc.com/id/100963714?__source=yahoo%7Cfinance%7Cheadline%7Cheadline%7Cstory&par=yahoo&doc=100963714%7CObamacare%20is%20coming
 
 



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