New FEMA Flood Maps for Oswego County New York

New Flood Insurance Rate Maps for Oswego County effective June 18, 2013

WEBWIRE – Tuesday, June 18, 2013

NEW YORK USA - Through its Flood Hazard Mapping Program, FEMA identifies flood hazards, assesses flood risks, and partners with States and communities to provide accurate flood hazard and risk data to guide them to mitigation actions.

The maps will be used by local officials, builders, developers, insurance and real estate agents, homeowners and business owners to determine flood risk. For some property, the new maps have changed whether it is designated in the flood plain.

Second Look Flood, an experienced Flood Determination Company, offers the newest FEMA maps and tools to help homebuyers and homeowners more accurately determine their flood risk. Second Look Flood goes far beyond traditional automated mapping programs of banks, lenders and insurance companies, which only approximate a property’s location.

Federal law requires that if your property is mapped into a special flood hazard area, and you have a mortgage through a federally regulated or insured lender, flood insurance will be required when the new flood maps become effective.

Flood Hazard Mapping is an important part of the National Flood Insurance Program, as it is the basis of the NFIP regulations and flood insurance requirements. FEMA maintains and updates data through Flood Insurance Rate Maps (FIRMs) and risk assessments. FIRMs include statistical information such as data for river flow, storm tides, hydrologic/hydraulic analyses, and rainfall and topographic surveys.

New flood maps and preliminary data provides the public an early look at their home or community’s flood risk. “FEMA is in the process of updating Flood Maps in every state,” says Bryan Baumann, senior mapping analyst. “Each year, thousands of homeowners that are wrongly placed in the high-risk flood zone, and those that should be there might not have adequate coverage when a flood does occur. Everyone should know about these updates.”

At Second Look Flood, well-trained mapping analysts manually research each property using multiple resources. An aerial overlay is constructed showing the property on the newest FEMA flood plain map. Amendments are also identified, such as a Letter of Map Amendments (LOMA) – which are often missed by automated systems. “Every homebuyer and homeowner deserves the peace of mind of a well-trained mapping professional working on their behalf,” Baumann adds.

About Second Look Flood.

Second Look Flood is a leading flood determination company located in St. Cloud, MN. The company offers the newest FEMA Flood Maps, Flood Risk Reports with an aerial overlay and Flood Determinations Nationwide. FEMA is in the process of updating Flood Maps in every state. For more information, FAQs, flood facts and more, visit www.secondlookflood.com.