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Safe, low-mileage drivers in Kentucky can save more, faster with Snapshot from Progressive


MAYFIELD VILLAGE, Ohio — — More than 100,000 MyRate® customers countrywide have gotten personalized car insurance rates by sharing how, how much, and when they drive with Progressive. Now, with SnapshotSM — the new version of MyRate — Kentucky drivers can save up to 30 percent more on their insurance after just 30 days of driving. In addition, customers only need to share six months of driving data.
How it Works

* After drivers sign up for the Snapshot program, we send them a device that fits in the palm of their hand and plugs into the on-board diagnostic (OBD) port of their car. The device records and sends the driving data to us.
* After 30 days, customers will find out if they’re eligible for a discount — up to 30 percent — based on their driving habits and will see that discount applied to their policy. People who drive less, in safer ways and during safer times of day are more likely to get a discount.
* At the end of the six-month policy term we determine the renewal discount and the customer returns the device to us.
* We may periodically check in with customers to get an updated picture of their driving by asking them to plug in the device again.

Other Facts

* The Snapshot program is available to Kentucky drivers who buy policies from local agents or directly from Progressive.
* Customers can log in to their policy on during the six-month period the device is plugged in to see how their driving habits affect their rate, and, if they choose, make changes that could lead to greater savings. Customers will also see whether they are on track for a discount after 30 days.
* Snapshot is voluntary and customers can opt out at any time. It won’t make customers’ rates go up.
* The Snapshot device measures how, how much and when customers drive their vehicle. It doesn’t have GPS, so it doesn’t track a vehicle’s location.


Richard Hutchinson, Progressive’s general manager of usage-based insurance
“Snapshot is easier to understand and more attractive to drivers. We know from our research that this version will be more appealing because drivers can save money after just 30 days instead of six months. Plus, customers only have to give us a snapshot of their driving for one policy period, then they don’t have to worry about the device anymore.”

About Progressive
The Progressive Group of Insurance Companies makes it easy to understand, buy and use auto insurance. Progressive offers choices so consumers can engage whenever, wherever and however it’s most convenient for them — online at, by phone at 1-800-PROGRESSIVE, or in-person with a local agent.

Progressive offers insurance for personal and commercial autos, motorcycles, boats, recreational vehicles and homes. It’s the fourth largest auto insurer in the country, the largest seller of motorcycle insurance and a leader in commercial auto insurance.

Founded in 1937, Progressive continues its long history of challenging the insurance industry with shopping tools and services that save customers time and money, like Name Your Price®, the Snapshot DiscountSM, and a concierge level of claims service.

The Common Shares of The Progressive Corporation, the Mayfield Village, Ohio-based holding company, are publicly traded at NYSE:PGR.


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