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Over 1.7m ‘Driving Without Car Insurance’ - The Effect on Compensation Claims


Big cities worst for uninsured drivers in the UK

Drivers in London, Merseyside and Greater Manchester have been named the worst offenders when it comes to driving without motor insurance, according to new research from the Motor Insurers’ Bureau. In total it is estimated that more than 1.7 million drivers on the UK’s roads have no vehicle insurance.

A new campaign is being launched to encourage drivers to renew their insurance cover by reminding them of the penalties of driving without insurance. These penalties include a £200 fine, potentially up to six points on their licence and having their vehicle seized by the police. According to figures from the Motor Insurers’ Bureau, 500 motorists a day are being caught by number plate recognition technology – which links special cameras operated by police officers to the Motor Insurance Database to see if a particular vehicle has been insured.

According to the MIB, around 13% of vehicles in the Greater London area are uninsured, with Merseyside and Greater Manchester having around 12% and 10% uninsured vehicles respectively.

For people involved in an accident with another vehicle when the other driver leaves the scene after the accident without giving them any details, could lead people to assume that they cannot make a compensation claim for any injuries suffered.

Fortunately, making a claim for compensation after being injured by an uninsured or untraceable motorist isn’t as difficult as people think. Using a specialist road accident solicitor makes the whole process easier.

The Motor Insurers’ Bureau is a fund paid into by insurance companies that allows people injured in accidents where the other driver left the scene without giving any insurance details to make a compensation claim. The fund also applies to accidents where a driver does give his or her details, but doesn’t have any motoring insurance.


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