Renters Insurance Solid Option for Students in Off Campus Housing

College is about getting away from the parents, meeting new friends and learning from your mistakes. It’s also about learning to live under your own roof, whether it’s a dorm or an apartment. While the thought of owning your own place is an exciting concept, many forget to realize just how much responsibility it really is. A recently published article on InsuranceAgents.com reveals the number one thing most college students fail to obtain before moving into their new abode: renters insurance.

“Where there is a college student, there is usually a laptop, […] electronics, over-priced textbooks, clothes and jewelry not too far away,” the article, Off-Campus Housing: Renters Insurance For Students, states. “Replacing any one (or even all) of these personal belongings can add up to more money than the student or their parents can afford to replace. And why should they, when student renters insurance can be so affordable, even as little as $10 or $15 a month?”

Many college students assume that just because their building is insured, so are all of their personal belongings. This, however, couldn’t be further from the truth. While your landlord or association may cover damage to your unit, it won’t cover your personal belongings. And if you add up the replacement cost of every item in your home, you’ll find that replacement expenses can really add up.

Renters insurance can be found easily by comparing a wide array of renters insurance quotes online. And since most insurance providers understand that money doesn’t grow on trees for students, they offer superior coverage at an affordable price.

“By obtaining a solid renters insurance policy, college students can rest easy knowing that they are not facing a huge risk of financial loss,” the article emphasizes.

A financial loss is something a college student can’t risk, so be sure to make your first living experience alone worthwhile. Purchase renters insurance today and enjoy the best four years of your life.

Staff contribution: Rafael Onak

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