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Survivorship Life Insurance Critical to Peace of Mind


You have worked hard throughout your adult life to accrue a healthy amount of assets and you will want to be sure that your assets will go to the loved one you want it to after your passing. According to an article recently published on, a survivorship insurance policy will ensure that your hard earned assets do not fall into the wrong hands.

The article titled ‘Survivorship Insurance Policy: Become a Soul Survivor’ states, “Survivorship life insurance, or second to die life insurance, is a policy that insures the lives of two people, typically a married couple. While estate taxes may be unavoidable, this coverage can help protect an individual’s overall net worth.”

Once both policyholders have passed on then the death benefit that is customary with most life insurance policies will be rewarded to the beneficiary listed in the contract. There are some attractive perks that come with a survivorship insurance policy.

For starters, it is easier to purchase than most other life insurance policies. Whereas most other life insurance policies require good health for competitive rates, a survivorship insurance policy depends very little on your health or lifestyle since both individuals included in the policy must die before the benefit is paid.

A survivorship insurance policy is also crucial to the preservation of your estate. You have worked a long, hard life for your assets and you will want to be sure that your estate does not fall into the hands of the government after your passing. Survivorship insurance ensures that your estate and property will go to the heir or beneficiary of your choosing.

Visit today to speak with a life insurance agent and learn more about survivorship insurance and whether or not it is right for you and your family.

Staff contribution: Kyle Fitzsimmons


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