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Group Life Insurance the Right Perk in Recession


Any employer knows that keeping employee morale high is crucial to the prosperity of your business and a group life insurance policy is one way to do just that. Unhappy employees donít perform up to standard and sometimes even act as a cancer to your business, spreading their negative sentiments to the other employees until before you know it your company is going under.

According to an article recently published on you should go online today to compare life insurance quotes from a number of life insurance agents. Once you do that you will be on the fast track to a happy and productive work environment because your employees will know they are set with the group life insurance you purchased.

So how does a group life insurance policy work? According to the article, ďOnly the policy owner possesses the actual insurance policy, known as the master contract. The employees who are covered will typically receive a certificate that acts as proof of insurance, but they will never acquire a master contract. As with other life insurance policies, group life insurance allows you to choose a beneficiary should an unfortunate circumstance occur.Ē

The article continues, stating that some incentives for you, the employer and policyholder include saving money on replacing departed employees, deductibles on your federal income tax return, and also an attractive incentive to lure potential employees. Group life insurance also benefits your employees by providing them with affordable life insurance, the option to choose their own beneficiary, and an increase in morale.

So what are you waiting for? Start treating your employees better today by taking out a group life insurance policy to show you have their best interests at heart. Go online to today where a host of life insurance carriers are waiting to guide you through your group life insurance policy purchasing experience.


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