New Florida Insurance Plan ‘Not Worth Buying’ Says Health Insurance Web
Florida’s Governor Charlie Crist has passed his Cover Florida insurance plan with the help of six health insurance carriers. So now millions can get great insurance for cheap, right? Wrong!
Morgan Moran, a health insurance broker commented on the policy saying, “Crist’s health insurance plan may be cheap, but there are better values available without all the restrictions and exclusions.”
(HEALTH INSURANCE) HealthInsuranceBrokerOnline.com --
Florida has needed an insurance overhaul for a long time. Its residents have been paying higher rates than most of the nation and according to a recent survey - Florida has some of the worst hospital reviews based on care. So to combat that problem Governor Crist signed contracts Wednesday with six insurance companies who will provide 25 new health insurance plans. Is this the solution we’ve been looking for? No.
The insurance plan is called, “The Cover Florida Health Care Access Program”, nice name, but it limits coverage to people ages 19 to 64. Moran said, “If you have just lost your job, and your coverage - you are not eligible.” “This plan is only for those who have not had insurance over the last 6 months”.
Crist added another nasty little provision that, according to Moran, “excludes anyone who might want to switch over from their current plan, to this coverage”.
The health insurance broker said, “it looks like the Governor believes if you’re starving, you’ll eat”.
Moran said “some of these new insurance policies run about $155 per month or less, but cover only the basics such as office visits, screenings, emergency room care and simple prescription drugs.” “If you are looking for hospitalization and catastrophic coverage, this is not the plan for you”.
Moran said, “This Cover Florida Health Care Access insurance is also a little confusing - being offered under several different brand names, such as Blue Cross Blue Shield, United Healthcare, Florida Health Care Plans, Medica Health Plan, Total Health Choice, JMH Health Plan.”
Internet consultants recommend using a free insurance consulting service to find the best insurance policy for the dollar”. Find the right plan for you at FloridaHealthInsuranceWeb.com
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- Florida Health Insurance Broker
- Florida Health Insurance Web
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