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Ready Credit and NCR Introduce Kiosk that Issues Instant Prepaid MasterCard® Cards


Innovative firm leverages NCR’s self-service focus and experience to bring ReadySTATION kiosk solution to market

September 14, 2006 - ATLANTA and MINNEAPOLIS – NCR Corporation (NYSE: NCR) and Ready Credit Corporation (RCTC.PK) announced today a new self-service kiosk that issues instant prepaid MasterCard cards.

Utilizing the NCR EasyPoint™ Xpress kiosk platform, Ready Credit’s ReadySTATION provides consumers a convenient way to purchase an immediately-usable ReadyCARD Prepaid MasterCard. NCR’s self-service team worked with Ready Credit on system integration and modifications to the kiosk hardware that helped get the solution to market quickly.

ReadySTATION and ReadyCARD are part of Ready Credit’s suite of products and services designed to help consumers manage their finances. The solution, marketed nationwide by Ready Credit Corporation, provides retailers an opportunity to offer enhanced financial services with the convenience and ready availability of self-service.

Featuring an integrated cash acceptor and intuitive touchscreen prompts in English and Spanish, the ReadySTATION also enables consumers to reload their cards and check their card balances free of services fees.

“Consumers can use the ReadySTATION to acquire a ReadyCARD Prepaid MasterCard in less than a minute and readily reload their card or check their balance where they work, live or shop,” said Tim J. Walsh, president and chief executive officer of Ready Credit Corporation.

“This unique solution is made possible through our collaboration with NCR, the self-service leader with more than 50,000 kiosks deployed worldwide, and the versatile NCR EasyPoint Xpress platform.”

Ready Credit has deployed ReadySTATIONs in Minneapolis and El Paso, Texas, and anticipates a nationwide deployment beginning in the fourth quarter of 2006. ReadyCARD Prepaid MasterCard cards are issued by Palm Desert National Bank.

“Self-service kiosks make it possible for a wide range of retailers to offer valuable financial services to their customers,” said Mike Webster, vice president and general manager of NCR Self-Service. “We’re pleased that NCR’s innovative technology and decades of self-service experience can help companies like Ready Credit get to market quickly with creative solutions that improve consumers’ lives.”

About Ready Credit Corporation

Ready Credit Corporation is a pioneer in self-service prepaid financial products and services. The company’s innovative solutions provide consumers convenience and access to prepaid financial services in retail locations nationwide. Ready Credit, through the development of the ReadyCARD and ReadySTATION has pioneered instant-access self-service prepaid financial services. The ReadySTATION is able to instantly issue an activated ReadyCARD Prepaid MasterCard. In addition, the ReadySTATION allows consumers to reload their ReadyCARD or check account balances. Ready Credit Corporation is a publicly traded company, ticker symbol (RCTC.PK) and is headquartered in Minneapolis. For more information on Ready Credit products and services, go to

About Palm Desert National Bank

Palm Desert National Bank (PDNB) is a nationally chartered financial institution with assets exceeding $300 million. PDNB-Electronic Banking Solutions (PDNB-EBS) is a division of PDNB. PDNB is the market leader in back-office services for the self-service terminal (SST) industry. Specializing in enabling financial-payment transactions, PDNB-EBS is the industry expert in balancing, reconciliation, multi-point payments settlement, terminal management and funding. PDNB manages vault cash of close to $800 million for more than 16,000 ATMs and self-service terminals around the nation. PDNB also provides ATM and POS network sponsorship and customized stored-value debit card programs. For more information on Palm Desert National Bank, go to

About NCR Corporation

NCR Corporation (NYSE: NCR) is a leading global technology company helping businesses build stronger relationships with their customers. NCR’s Teradata® data warehouses, ATMs, retail systems, self-service solutions and IT services provide Relationship Technology™ that maximizes the value of customer interactions and helps organizations create a stronger competitive position. Based in Dayton, Ohio, NCR ( employs approximately 29,300 people worldwide.

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NCR, NCR EasyPoint, NCR FastLane, NCR RealPOS, NCR RealPrice, NCR RealScan, NCR RealSolutions and Teradata are trademarks or registered trademarks of NCR Corporation in the United States and other countries.


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