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Small Businesses Turn to Merchant Accounts With Low Monthly Fees To Cut Costs


Small businesses that accept credit cards are looking for a way to avoid all the costly monthly fess. allows those who use or need a small business merchant account to avoid monthly minimums, annual fees and even monthly wireless fees (for those that are mobile). No purchase of equipment is needed either, just the use of a cell phone or any other touch tone phone.

Stockton, CA – January 02, 2009 – In an unsure economy, we are all looking for ways to save money and it is no different if you own a business. The current recession has helped business owners to understand at least one thing, the need to cut costs wherever possible. And so many have turned their attention to small business credit card processing services like what provides.

“Many businesses are just unsure about their future”, says Philip Ritchie of “In recessions it is the strong businesses that survive and part of what makes a business strong is having their costs minimized and under control. Our company helps merchants to reduce their processing costs by giving them the means to accept credit cards by phone. Of course, we make less than we would if we set up regular merchant accounts, but we rely on happy customers to get the word out about our services.” has targeted their services to small merchants that process no more than 10 transactions a day and that may have months in the year that they may not accept cards at all. offers their service at a one time transaction fee of 3.85 percent and a monthly fee of $6.99. There is also a one time new account start up fee of $27.00. Merchants can cancel the service at any time with no cancellation fees.

ChargeOnPhone provides mobile small business merchant processing services with the use of a cell phone. The company is located in Stockton, California.


 merchant account
 credit card processing
 mobile merchant account
 accept credit cards
 small business

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