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Richard M. Cote Earns Certified Identity Theft Risk Management Specialist Designation (CITRMS)


December 13,2006, Santa Clarita, Ca: Richard M. Cote has successfully completed the Certified Identity Theft Risk Management Specialist curriculum and now joins the ranks of select professionals nationwide who have earned the CITRMS certification.

The CITRMS certification program is the nation’s only training program specifically developed for professionals who are dedicated to educating and assisting clients, customers, businesses, and the general public in combating the epidemic of Identity Theft and related fraud. CITRMS-qualified professionals are employed by financial institutions, financial services firms, law enforcement and other government agencies. Many others are private practitioners including attorneys, CPAs, financial advisors, counselors, and consultants.

The CITRMS course curriculum addresses such key areas as: the nature and forms of identity Theft and related fraud; consumer protection laws and related requirements; the public dossier and sources of information; Identity Theft risks and issues for businesses, including information security laws, related requirements and liabilities, and risk management; Identity Theft risk management services and anti-fraud resources; and more. To attain the certification, CITRMS candidates must successfully complete a rigorous final exam designed to thoroughly assess their comprehension of the course materials.

The Certified Identity Theft Risk Management Specialist program is provided through a cooperative effort between the award-winning Institute of Consumer Financial Education (, and The Institute of Fraud Risk Management ( . Indicative of the ever-increasing threat of this emerging crime and the critical nature of providing business owners and the public with the knowledge and tools to address and manage their risks, the CITRMS certification course is accepted for professional continuing education credit by such organizations as: the Certified Financial Planning Board of Standards for Certified Financial Planners (CFP®); PACE and The American College for Chartered Life Underwriters (CLU) and Chartered Financial Consultants (ChFC); the International Association of Registered Financial Consultants for Registered Financial Consultants (RFC); and The Association for Financial Counseling and Planning Education for Accredited Financial Consultants (AFC).


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