Claims Service for Tornado Victims Offers Zero Cost Claim Reviews to Insureds
After an insurance disaster, such as a tornado, fire or flood, people need claims assistance. Obtaining information on the claims process should not only come from the insurer. Insureds should seek independent claims advice as soon as possible.
"Never allow your insurance company to tell you what they owe you, it will always be less than you are entitled to, "Don’t Play Financial Chess with Your Insurance Company alone."
When asked about this subject, Bill Bridge from Insurance Claims Consulting who, since 1982, has been heavily involved in every aspect of residential and commercial property damage claims said “Most homeowner insurance policies require that the duty is on the homeowner to prepare a detailed list of all damaged property.”
Bill continues, “People are usually overwhelmed and when the insurance company adjuster offers to do the insureds are grateful and the loss and damage assessments are commonly accepted by the insured at face value. This is usually when the problems begin.”
Elaborating further, Bill Bridge explains, “Most people would not even think about letting the IRS do their taxes, so why would homeowners let the company adjuster tell them what his company owes them? If people would just read a few relevant sections of their policy, they could submit their own claims with a little guidance.”
According to many news articles the process of underpaying on an insurance claim occurs often. As a practical matter, adjusters can be over overloaded and cannot devote the time necessary to do a proper assessment and cost analysis on every claim. Insureds of course, have other alternatives, such as calling an attorney or a public insurance adjuster, and now, do-it-yourself with some guidance from services like www.digitory-claims.com .
The problem with attorneys is they charge many hundreds of dollars per hour, and really cannot assess the claim themselves. In some cases, attorneys need expert witnesses to support their arguments, therefore the homeowner must bear that expense. It is common knowledge that attorneys fees are high and public insurance adjusters usually charge 10% to 15% of the total claim. These fees could easily add up to be $20,000-$40,000 on a large claim.
According to Insurance claims consultants website they have the answer to that problem. A phone interview to learn the particulars of the claim situation, along with a review of all the documentation. Insurance claims consultants educate the homeowner to the various parts of the insurance policy that are relevant to the loss.
Once the damaged items are compiled, various prices need to be associated with each item of damage. When that is all calculated and all the damage considerations and policy provisions have been tabulated; the total amount of items added up becomes the true total claim amount. Surprisingly. it is the many small items that are overlooked that add up to be a substantial amount of the claim.
Insurance claims consultants provides valuable services to the insureds on an “as needed,” hourly, or affordable flat-fee basis. Using these services homeowners can save tens of thousands of dollars and frustration by submitting their own claims to the insurance company. In reality, a proper claim is nothing but list-making and determining prices for each item of damage that has been lost.
The best part is homeowners do not need lawyers and public adjusters whose fees can easily add up. These fees are not paid by the insurance carrier under normal circumstances.
For more information visit: http://www.digitory-claims.com
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