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Kim Narayan of Mortgage Choice - Property Investment Decisions A Stroll In The Park


Prices are going up as predicted inflation rates take effect this coming August. For many Australians repaying loans this could turn sour, but not if you plan accordingly, says mortgage broker, Kim Narayan.

New South Wales, Australia (July 29, 2011) - Inflation figures in Australia are set to go up this August as forecasted by economists on a report on the Sydney Morning Herald, signifying a rise in interest rates as well. For the real estate sector in particular, this could spell an increase in mortgage delinquencies throughout the country. Western Sydney is already in the lead in the number of missed mortgage repayments according to another report in This may come as a shock to first home buyers who will most likely end up paying more than they’ve originally planned for. Kim Narayan, a home mortgage specialist, says investing in property requires intimate knowledge of how the system works. She explains:

“Understanding the structure is of utmost importance, especially for those acquiring their first home buyer loans. We want to avoid foreclosures at all costs. Deciding on which payment scheme is best for you requires guidance from experts who already know their way around the system. After all, you are investing in what would become a good part of your lives, so let’s make this a win-win situation.”

Kim, a mother of two, is a Mortgage Choice franchisee - one of Australia’s leading mortgage broker agencies. Prior to purchasing her own franchise, Narayan worked as a commission-based loan consultant for another Mortgage Choice franchisee where she gained priceless knowledge that set her on the path she is on now.

Today, Kim Narayan is an independent mortgage broker specializing in home loans. According to her, the success of a transaction depends primarily on asking the right questions, first and foremost. Clients are asked to determine their long-term goals and what they want to achieve. As part of the services she offers, Kim travels back and forth through western Sydney, to meet with her clients face to face, and to discuss and/or decide on the best loan structures possible - based on their specific needs and ability to pay.

“Deciding on which loan is best for you is taking into account foreseen events - such as inflation, as well as many unforeseen circumstances you may not know about as a first time home buyer. With the daunting process of property purchase, having a broker with a background in real estate can be useful. I will guide you through the home loan process making the transaction as easy as possible.” - Kim Narayan,


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