CredTEK.com Now Offers Two Options For Its Clients

Miami Lakes, Florida, USA – CredTEK.com - It’s been a year since someone has paid off all of their credit cards and settled some outstanding balances. They check their credit report every month and found a few discrepancies between the reporting bureaus. They want to improve their credit score from a poor credit rating, but don’t have the time to do their own credit repair.

Hiring a credit repair firm may be the best thing to leverage an individual’s time and confidence in fixing their credit the right way. CredTEK.com is a credit repair firm dedicated to 100 percent credit restoration within a year. They offer monthly full service options as well as do-it-yourself credit repair software.

CredTEK.com President Jose Gonzalez has led the company for almost three years and has over 20 years of financial experience. Gonzalez says CredTEK.com is committed to ethical business standards and offers a free consultation to make sure they can help.

“We have a free credit report analysis. We can look at an individuals credit report and see if we can help them before they sign-up,” Gonzalez said.

After establishing that discrepancies exist that require credit repair, CredTEK.com has a four-step credit restoration process. First, they analyze all of the most recent credit reports from the three agencies and checks for all inaccuracies. Second, a credit specialist contacts the individual within 24 hours of analyzing the information and shares which items they will dispute on their behalf. Progress information is available through their secure server as they go through the process.

CredTEK.com then works on the client’s case by disputing inaccuracies found in their credit history. Even if they have average credit or poor credit this process is important for full credit restoration. “Increasing our clients’ credit rating by ensuring accurate information is the goal of CredTEK.com. It is difficult enough to conduct credit restoration when items are true and accurate, but inaccuracies do not belong in credit reports, because they just keep you down in a bad or poor credit rating,” Gonzalez said.

After CredTEK.com has made the client’s case to each bureau they have about 30 days to investigate the uncovered discrepancies. Gonzalez said: “Within this timeframe, the credit bureaus must provide proof of the discrepancies on the report or be forced to delete those negative items.” Then he says they send the clients an updated credit report and the process begins again in removing any further negative items.

Do-it-Yourself Credit Repair

CredTEK.com also offers a D-I-Y credit repair software kit that allows consumers to manage credit repair themselves. It is a helpful guide giving all the legal and professional tips needed to handle the credit bureaus. The advantage of course is the savings on service fees; however successful results may require some negotiation on the consumers part according to the website. So, if the consumer feels they have the motivation, the negotiation skills and the eye for detail and the time to do it, D-I-Y credit repair may be the right option.

Contact Information

Jose A. Gonzalez

President, LLO

CredTEK.com

Contact via E-mail