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James Lange’s “The $214,000 Mistake” - Free Download Tomorrow (08/20/2018)

Pasadena, CA – WEBWIRE

Best Seller Publishing announces the release of James Lange’s new book, “The $214,000 Mistake: How to Double Your Social Security & Maximize Your IRAs, Proven Strategies for Couples Ages 62-70.” It will be available for free download in the Amazon Kindle Store on August 20th.

“The $214,000 Mistake -- How to Double Your Social Security and Maximize Your IRAs: Proven Strategies for Couples Age 62-70” helps married taxpayers get the most out of their Social Security benefits: more money for you and less for Uncle Sam. Ninety-seven percent (97%) of Social Security recipients don’t receive the benefits they are entitled to? Do you know why? Because, they don’t know how to optimize their benefits.

With clear examples and uncomplicated language, the book shows readers how to implement proven strategies that will prevent married couples from losing hundreds of thousands of dollars. The $214,000 difference referred to in the book title is shown in Figure 3, on page 19. The math for doubling Social Security can be found on page 20.

The book also covers how to combine optimal Roth IRA conversion strategies with the best Social Security strategies. The timing of Roth IRA conversions and Social Security distributions can easily make a difference of $1,000,000 or more. Under the newly passed Trump tax bill, the difference could be $1,500,000 or more. (See page 5). 

Furthermore, getting Social Security right is a woman’s issue. Getting Social Security wrong not only hurts the primary wage earner of the couple, but could be devastating for the dependent spouse, usually the wife. For example, if the primary-wage-earning-husband collects too early, not only will his benefit be less than half of what it could be, his wife will get less than half if he dies first. And, since statistically women live on average seven years longer than men, a man making the wrong decision about his Social Security could unnecessarily doom his wife to a life of poverty after he dies. 

Critical strategies covered in this book include:
• Why you should delay claiming your benefits—don’t forfeit $214,000 for all the wrong reasons.
• How to receive larger monthly checks with Cost of Living Adjustments (COLAs) and guaranteed annual 8% “raises.”
• How maximizing your benefit can provide your surviving spouse with a long-term security life-line.
• Optimal marital strategies including filing a restricted application.
• The financial synergy between Social Security and Roth IRA conversions—especially under the new laws.

“The $214,000 Mistake” by James Lange will be free and available for download on Amazon for 5 days (08/20/2018 – 08/24/2018) at:

“The $214,000 Mistake” has a 4.9-star rating on Here’s what some people are saying:

“This book is for people who are approaching their retirement. It helps to understand the available options in getting Social Security income, select the best options, and avoid related mistakes. The book is very clear and well written. It is readily accessible for a “layperson” with no prior knowledge of Social Security or advanced personal finance; however, it requires attention to technical details and willingness to understand the related basic math.” – Helen

“Excellent Treatise! James Lange’s new min-book is well thought out and written in plain English - it should be read by Everyone approaching retirement age, especially if they have any interest in their future and the future of their loved ones! The Social Security Administration is very happy to have contributors leave tens of thousands - more likely - hundreds of thousands of dollars on the table from a lack of information. This mini-book provides information direly needed by taxpayers. Also recommend Lange’s updated ’flagship’ book “Retire Secure!” and (as does Lange): ’Get What’s Yours - The ’Revised’ Secrets to Maxing Out Your Social Security" by Laurence Kotlikoff.” – Paul

For More Information:
For more questions or to schedule an interview about this press release please contact us at (626) 765-9750 or email

Best Seller Publishing is a Los Angeles Publishing Company dedicated to helping business owners and entrepreneurs become “the hunted” with their best-selling books. 
About the Author:
Jim’s estate and tax planning strategies have been endorsed by TheWall Street Journal (36 times), Newsweek, Money magazine, Smart Money, Bottom Line, and Kiplinger’s. His articles have appeared in Bottom Line, Financial Planning, The Tax Adviser, Journal of Retirement Planning, and four peer-reviewed articles in Trusts&Estates. Jim is a regular columnist for

Mr. Lange is the author of six best-selling books, including three editions of “Retire Secure!,” endorsed by Charles Schwab, Larry King, Ed Slott, Jane Bryant Quinn, Roger Ibbotson and 50 other experts; “The Roth Revolution,” endorsed by Ed Slott, Natalie Choate, Bob Keebler; “The Ultimate Retirement and Estate Plan for Your Million-Dollar IRA,” endorsed by Bill Flanagan, Paul Merriman, and Burton Malkiel; and “The $214,000 Mistake, How to Double Your Social Security and Maximize Your IRAs” endorsed by Larry Kotlikoff, Jonathan Clements, Paul Merriman, and Elaine Floyd.

Jim is the creator of Lange’s Cascading Beneficiary Plan and The Roth IRA Institute. His analysis of the advantages and tax savings for Roth IRA conversions has been peer-reviewed by the top tax journal of the American Institute of CPAs. In addition, Jim has interviewed 15 IRA experts on his radio show, all of whom believe that most taxpayers, at some point, will benefit from a Roth IRA conversion—and that was before today’s favorable new tax environment made Roth IRAs even more advantageous.

For a complete discussion of the best ways to maximize your Social Security benefits call to request a free copy of our book “The $214,000 Mistake – How to Double Your Social Security & Maximize Your IRAs—Proven Strategies for Couples Ages 62-70.” The free audiobook is available at; and it can also be purchased from Amazon. 

But, to get you thinking about what you should do to maximize your Social Security benefits we offer this brief, but on-point summary of our book. 

  • If you apply at age 62, or as soon as you are eligible, your benefit amount starts lower and stays lower for the rest of your life.
  • Cost of living adjustments (COLAs) magnify the benefits of delayed claiming, as well as the detriments of early claiming.
  • Delaying your application for benefits becomes more advantageous the longer you live. And remember, protecting yourself in the event of a long life is most critical. Nobody wants to be old and destitute.
  • Since the surviving spouse will get the higher of the two benefits, it generally makes sense to plan for one benefit to be as high as possible.  This can also be a game-changer for the surviving spouse.
  • If you are married (or were married, but are now divorced), filing a Restricted Application for benefits could be a way for you to get more money from Social Security.
  • Even if you started with one strategy—perhaps claiming benefits too early—it doesn’t necessarily mean that it is too late to make a change.  

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