Agruss Law Firm, LLC, Helps Consumers Stop Collection Calls At Work

The Fair Debt Collection Practices Act (FDCPA) has been around for almost 35 years. The FDCPA is a federal law that applies to every state.  In other words, everyone is protected by the FDCPA.  The FDCPA is essentially a laundry list of what debt collects can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt.

Section 1692c(a)(3) of the FDCPA deals with debt collection calls at work.  A debt collector may not communicate with you regarding a debt at your place of employment if the debt collector knows or has reason to know that your employer prohibits you from receiving such calls at work.  Therefore, if a collector calls you at work, and your employer prohibits these type of calls, you should tell the collector two things.  First, tell the collector that your employer does not allow you to receive these type of calls at work.  Second, tell the collector not to call you at work anymore.  You can make these requests on the phone or in writing.  Either way, the collector must stop calling you at work.

If the debt collector continues to call you at work, your rights under the Fair Debt Collection Practices Act (FDCPA) have been violated.  If a collection agency fails to comply with any provision of the FDCPA, the debt collector is legally responsible to the consumer for statutory damages up to $1,000.00.  Additionally, the collection agency pays your attorney’s fees and costs.  The FDCPA has a fee-shift provision.  This means, the collection agency pays your attorney’s fees and costs.

If a collection agency has harassed you, whether they called you excessively, threatened you, made misrepresentations when trying to collect old debts, called you at work despite knowing you cannot receive these type of calls at work, disclosed your debt to a third party, tried to collect a debt from you that you did not owe, or left you a voicemail message without the proper disclosures, contact Agruss Law Firm, LLC, for a free case evaluation.  Founding attorney, Michael Agruss, has settled over 1,500 debt collection harassment cases.  Agruss Law Firm, LLC, will help you stop the harassment and will get you money damages.  Plus, the collection agency will pay your attorney’s fees and costs.

Contact Information

Michael Agruss

Attorney

Agruss Law Firm, LLC

(1) 312-224-4695

michael@agrusslawfirm.com