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Lucrative Business Model Creates Financial Education


Tom Guzman, a successful Residential Loan Officer, has teamed up with Master Marketer Jay Kubassek, CarbonCopyPRO and Wealth Masters International and created a very successful business model. Guzman, who has sold over $30 million worth in residential loans in the last 3 years, started his career in Direct Sales in 2004. At that time he was in the military and about ready to get shipped off to Iraq. Even with continuous attacks, on average one attack per day, he kept his head on straight and kept reading up on his future career. “I never lost sight of my dream”, says Guzman, “I knew that there are better careers and more opportunities to make money out there”. Once he found what he was looking for he was amazed at the level of professionalism that had been put into this system. “Everything is set up for your success! If you don’t make money your first months you’re doing something wrong…that’s when I come in and restructure your plan of action.”

But just as important as the advantages are the aspects of the field that turn people away: lack of sales experience, no confidence on the phone, the inability to recruit, shaky products, not enough education, and poor management. Jay Kubassek and several of his top producers decided to create a business that addressed the concerns of the latter group, assuming a clear path to success could be found by putting systems in place that help people automatically clear the hurdles in front of them.

With this new system Guzman was able to find like minded people, like Jay Kubassek, to help him to optimize his lead generation pipeline, allowing him to focus on building relationships. “Relationships are key in any business”, says Guzman. The CarbonCopyPRO / WMI program provided that support, with the added benefit that WMI’s primary products are a line of highly effective financial education products, as well as a lucrative network marketing opportunity distributing those products.

Guzman feels strongly that a sound financial education is the necessary for people to not only survive, but to succeed. He went on to say that most academic programs today don’t provide the in-depth financial instruction needed to effectively manage one’s finances, especially in these difficult times. “I’m a big fan of Robert Kiyosaki and Donald Trump, and really trying to educate people on the money side. My role is very similar to theirs to assist people in getting a plan of action so they can secure themselves financially and not have to live on Social Security, or something else that the government promises that isn’t certain to be there. We don’t to be want to be one of those people who to depend on a family member to take care of them. I am proud of the work I have seen from Jay Kubassek, CarbonCopyPro, and Wealth Masters Institute! They truly are focused on providing the necessary training for everyone and level the playing field.”

“My passion is helping people use the skills that they already possess to build a profitable business.”

For more information about CarbonCopyPRO and Wealth Masters International, please visit


 Jay Kubassek

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