No-Win No-Fee Compensation Claims Explained
Camps Solicitors (www.camplaw.co.uk) are proud to be able to offer no-win no-fee legal services to our clients. As one of the North West’s leading personal injury solicitors, we deal with thousands of cases on a No-Win No-Fee cabasis every year. Since the introduction of No-Win No-Fee claims 10 years ago, they have had a dramatic impact on the legal system in the UK.
No-Win No-Fee Claims
Technically speaking No-Win No-Fee claims should be called “No-Fee Ever”, or “No-Fee Win or Lose” as in nearly all situations the person making the claim will not have to pay out any of their own money to make a claim, nor will they be expected to pay for the services of a solicitor out of the compensation they are awarded. Since their introduction in 1998, Conditional Fee Agreements, the formal name for No-Win No-Fee agreements, have opened up access to legal advice to many more people than would have previously considered making a compensation claim.
After the Event (ATE) Insurance
Of course, not having to pay for your own solicitor is great, but what happens if your case is lost and you are faced with paying the legal costs of the other side? This is where so-called After the Event (ATE) insurance comes in. These special insurance policies are designed to provide cover against having to pay out if your claim is not successful. The policy can be arranged by your solicitor who will explain the terms and conditions. The cost of the policy will be claimed back by your solicitor in the event of a successful claim, so you will not have to pay for the protection it offers against having to pay the legal costs of an unsuccessful claim.
With all this talk of not having to pay anything, you might be wondering how Camps Solicitors can cover its own costs; after all we can’t do all our work for nothing! We need to cover the costs of running your case, arranging medical appointments and home visits, negotiating with insurance companies, and instructing expert witnesses, amongst other things. To do this, we claim back our costs when we win a court case, or our client is awarded a settlement.
In most cases where we help our clients to make a successful compensation claim, our costs will be covered by their motor insurance policy (in the case of accidents on the road), their public liability insurance (in the case of slips and trips in shops) or their workplace insurance (in the case of accidents at work). If the person responsible for causing your accident was driving an uninsured vehicle, then the cost of your No-Win No-Fee compensation claim will be recovered from the Motor Insurers Bureau, an organisation established by Insurance Companies to provide compensation for people injured by uninsured drivers.
No-Win No-Fee or No Fee Ever compensation
Camps Solicitors have been helping injured people to pursue No-Win No-Fee or No Fee Ever compensation through Conditional Fee Agreements since their introduction 10 years ago. We deal with several thousand claims each year, covering a wide variety of accidents. To speak to one of our solicitors about making a claim call our free phone number now on: 0800 092 8586 or visit our website at www.camplaw.co.uk.
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