Don’t Get Swallowed up on the Road

State Farm® says Potholes Can Be Costly

Bloomington, Ill., -- Winter brings a number of driving hazards, but one of the most hated is the pothole. An encounter with one can leave damaged tires, wheels and suspension components in its wake.

Potholes can occur in any region or climate but, at this time of year, they’re especially prominent in areas known for ice, snow and below-freezing temperatures. The freezing and thawing cycles allow moisture to seep into the road surface which causes the road to crumble.

There’s not much that can be done to prevent the deterioration of the driving surface, but there are some things you can do to protect yourself:

* Try to limit your travel to roads you know very well. That knowledge could keep you from hitting a chuckhole and seriously damaging your car.

* When driving at night, try to drive on well-lit roads so you can see the road surface. Once again, it’s probably a good idea to limit your travel to roads you know very well.

* Slow down. Give yourself a chance to see the pothole and avoid it.

* If you hit a pothole, carefully inspect your tires and wheels for possible damage. Note how your car handles in the aftermath. If it “pulls” or you feel a wobble in the steering, you may need to have your car checked out by a mechanic.

* If you must hit a pothole, do your braking before impact. There’s less damage when a tire is rolling than when it is skidding over a hole during braking.

While damage caused to a car by a pothole may be covered under the collision portion of the State Farm auto policy, there are some things to remember. If the damage to the vehicle is to the tire only, it is not covered. Damage to the vehicle is subject to the collision deductible. We do encourage our policyholders to contact us if they believe they have a claim.