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Offset Mortgage Centre Explain Self Cert Mortgages


Offset mortgage advice specialists, The Offset Mortgage Centre, has added to their series of articles explaining the features and benefits of offset mortgages. With the introduction of the new “Self Cert Offset Mortgage, Is it the Right Mortgage For You?” piece, home buyers have a better way to find an offset mortgage product that suits their personal requirements.

“There are now literally hundreds offset mortgage deals on the market today. We hope that by providing this information the self-employed and those with variable incomes can enjoy the same features and benefits,” explains Terry Ruddy of The Offset Mortgage Centre.

The article starts off by explaining which people usually opt for a traditional self cert mortgage i.e. those who state details of their income without providing accounts, and why they do so. It then explains how these same people can benefit from the flexibility offered by a self cert offset mortgage.

Details of several providers of self cert offset mortgage deals are given along with specific information on mortgage rates, loan limits, valuation fees, arrangement fees and rebates.

Some specialist firms that deal only with brokers also get a mention. Again, up-to-date, accurate product descriptions are given for all the criteria essential for making an informed decision.

With the array of information provided self-employed people and those on variable incomes are sure to find a deal that suits their circumstances.

About The Offset Mortgage Centre

The Offset Mortgage Centre is a non profit website designed to provide a comprehensive resource for visitors interested in gaining more flexibility, saving money or reducing the term of their home finance.

The goal of the website is to educate the mortgage layman in the concept, features, benefits and negative aspects of a Flexible or Offset Mortgage.

For more information on self cert offset mortgages, please visit



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