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Leading Polish Bank Completes Installation of More than 200 NCR ATMs


PKO Bank Polski implements hardware, software and services from NCR

DAYTON, Ohio – NCR Corporation (NYSE: NCR) has successfully completed the rollout of 220 automated teller machines (ATMs) to PKO Bank Polski (PKO BP). The bank also selected NCR’s APTRA™ Advance NDC software, as well as installation, maintenance and remote monitoring services. With the completion of this installation PKO BP now has more than 1,630 NCR self-service units in place.

PKO BP installed various NCR ATM models, among which are NCR Personas M Series 86 multifunction ATMs for cash dispense as well as traditional envelope deposit. Thanks to the state-of-the-art NCR Personas M Series 86, PKO BP is able to increase the available range of functions available to customers on the new units, without having to replace the entire devices.

“PKO Bank Polski decided for a flexible solution, which can be upgraded easily to intelligent deposit. This will allow bank customers to deposit cash online without using envelopes, so the deposited amount can be credited immediately on the customer’s account,” said Krzysztof Gajór, general manager of NCR in Poland.

The systems are connected to the NCR Management Center, which is monitoring the self-service network for PKO BP. NCR will identify incidents remotely and, due to this, will manage incidents more efficiently because the detailed information of the incident will be available for the technicians. This, in turn, helps reduce the cost for on-site support. Additionally, placement of advertising at the ATMs will be handled remotely in the future.

“The implementation of the project contributes considerably to increasing the accessibility of the PKO BP ATM network. Thanks to the reliability of NCR’s solutions, we are convinced this project will bring a solid return-on-investment,” says Wiesław Szala, IT director at PKO BP.

The security of the transactions made using the NCR ATMs is increased by the EMV-certified software solution, motorized card readers, standard Triple Data Encryption Standard coding, combined with available remote distribution of code keys and NCR’s unique, patented Enhanced Card Drive, also known as “jitter.” The stop-start motion during the insertion of magnetic stripe cards into the card reader distorts the magnetic stripe details from being copied by a criminal device designed for fraudulent copying of this information. The ATMs purchased by PKO BP can also use built-in cameras that will allow transactions to be monitored.


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