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“High Performance Health Insurance vs. Affordable Health Insurance”


A California-based web site is helping consumers identify the difference between the price, and the performance of health insurance plans. Shopping simply by premium price is not a good idea. Matt Lockard owner of believes finding a high quality insurance plan should be easy, not difficult. offers free easy to understand health plan comparisons to help consumers make a more informed decision.

“It’s not a good idea to pick a high priced plan and assume its going to perform the way you want it to”, said Lockard, a 12 year veteran of the insurance wars. “Visitors to our site can get detailed descriptions to over 130 different health plans from several top rated California Health Insurance carriers. And, our provider search allows consumers to find what doctors and hospitals are available for the health plans from different carriers.”

We expect quality in anything we purchase. In fact we often pay top dollar if we now a product will perform well. Keep that thought in mind when you are shopping for health insurance. If you prefer a health plan with better performance, one that will pay benefits faster, you will most likely have a higher monthly premium. But not always.

“There’s no free lunch when it comes to health insurance, you get what you pay for” explains Lockard. “With a high deductible health plan and a low monthly premium you would expect the plan to perform as such. Low cost high deductible health plans can provide you with good medical benefits but not right away.”

Shop Around
Health Insurance prices vary widely by region, carrier and age of the policy holder. Independent health insurance agents like Matt Lockard help consumers make more informed decisions about their coverage. In an effort to help California residents find affordable health insurance offers free side-by-side comparisons from multiple carriers and the benefit details from top California health insurance plans.

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