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VeriFone and STS Partner To Provide Flexible Multi-Application Solutions For Integrated Retail Systems


STS Software Enhances Retail Systems Connectivity and Application Flexibility for GPRS, Wi-Fi and Ethernet Versions of Vx Solutions

LONDON, UK - August 22, 2006 - VeriFone Holdings, Inc. (NYSE: PAY) today announced an additional EMV-approved software solution that enables retail systems integrators such as Comms XL, IBM, YESpay and Fujitsu to offer VeriFone’s complete product portfolio to their customers.

The software solution, developed in partnership with Smart Technology Solutions Ltd (STS), extends the integration capabilities of VeriFone’s product solutions. The solution leverages STS’ SmartNS software framework to provide an EMV link to integrated retail systems. In addition, when coupled with the option to run multiple applications, the solution provides the merchant with complete and total flexibility over their VeriFone payment systems, enabling the addition of new applications without the need to re-integrate devices.

VeriFone’s integration partners can also utilise STS’ recently launched Hostlink application, designed specifically for the hospitality industry. Hostlink offers a complete package of integrated functionality for this environment, including full payment at the table, bill splitting, multiple payment methods (cash, card, voucher and cheque), tipping, cash-back, and printing receipts. VeriFone’s Vx 670 – the industry’s smallest all-in-one wireless payment system – is ideal for virtually any mobile payment application, and is highly suited to the growing pay-at-the-table application, where systems are handed over to patrons to swipe or insert their own cards and enter PINs. VeriFone recently announced that the Vx 670 has achieved the Payment Card Industry (PCI) standards established by Visa International and MasterCard International.

“Partnering with key industry players like STS, and combining our complete solution approach means we can provide the best solutions for our customers. With this offering we provide additional choice to our customers who are looking to implement secure EMV solutions from a proven and trusted company like VeriFone,” said Nigel Bidmead, managing director for VeriFone EMEA. “This enables a wide range of customers with integrated retail systems to benefit from greater flexibility and functionality in deploying the VeriFone solutions that meet their needs.”

Wendy Dobson, Comms XL sales director, said: “The success of the partnership of STS and VeriFone in delivering a retail payment package capable of integrating with systems over GPRS, Wi-Fi and Ethernet is of great benefit to Comms XL. Demand among retailers for such a versatile solution is already there, and the technology will enable us to meet this for our customers.”

Cameron Olsen, STS vice president of business development, said: “The VeriFone and STS collaboration meets the growing demand to connect VeriFone’s industry-leading payment solutions in an integrated retail EMV environment. STS’ software will enable VeriFone customers to get the full benefit from VeriFone’s flexible, multi-application payment platforms.”

About VeriFone Holdings, Inc.
VeriFone Holdings, Inc. (“VeriFone”) (NYSE: PAY), a global leader in secure electronic payment technologies, provides expertise, solutions and services for today with a migration strategy for tomorrow. VeriFone delivers solutions that add value to the point of sale, resulting in improved merchant retention and the generation of new sources of revenue for its partners and customers. VeriFone solutions are specifically designed to meet the needs of vertical markets including financial, retail, petroleum, government and healthcare.

About Smart Technology Solutions (
Smart Technology Solutions Limited (STS) is a market leading software company that delivers innovative smartcard solutions through industry partnerships. STS has built over 20 years’ experience into its award-winning products and continues to pioneer new advances in smart card acceptance. STS is the only company that specialises in enabling the use of smart cards at any point of interaction such as retail stores, unattended devices or over the Internet. STS’ vision is to drive the ubiquitous use of smartcards by working with key partners to develop the full potential of the smart card infrastructure.

About Comms XL (
For more than a decade, Comms XL has been acknowledged as one of the UK’s leading developers and suppliers of card processing and authorisation solutions. Our expertise in system development, specialist networking/communication skills, and high levels of customer service make Comms XL the first choice supplier for 1,000+ businesses. Customers benefit from Comms XL’s excellent working relationships with the banks and acquirers, built up during many years of working together.

Comms XL also has an excellent Business Partner channel, which specialises in providing the business applications we provide to the following markets:

* Retail
* Hospitality
* Travel
* e-commerce
* Finance
* Insurance
* IT & Telecomms
* Leisure
* Local Government
* Utilities

The first company to achieve global EMV accreditation from MasterCard for a generic Chip and PIN software solution, Comms XL is committed to providing clients with innovative and dynamic software solutions and services that deliver demonstrable business benefits.


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