Agruss Law Firm, LLC, Explains The Most Common Debt Collection Violations
Say Goodbye to Harassing Debt Collectors! Know your rights under the Fair Debt Collection Practices Act. If a debt collector has done anyone of the following, contact Agruss Law Firm, LLC, for a free case evaluation.
The Fair Debt Collection Practices Act (FDCPA) as been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The FDCPA is essentially a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt. Below is a list of the most common debt collection violations. If a debt collector has done anyone of the following, contact Agruss Law Firm, LLC, for a free case evaluation.
- Called you after you told the debt collector to stop calling you.
- Called you about a debt you do not owe.
- Continued to call you after you have told the collector you cannot pay the debt.
- Communicated (phone or letter) with you after you filed for bankruptcy.
- Communicated (phone or letter) with you after you told the collector you have a lawyer.
- Called you before 8:00 a.m. or after 9:00 p.m.
- Called you at work after you told the collector you cannot receive such calls at work.
- Left you a voicemail message without saying the company’s name.
- Left you a voicemail message without saying that the call is from a debt collector.
- Called third parties (family, friends, co-workers, or neighbors) despite knowing your location information.
- Disclosed to a third party that you owe a debt.
- Communicated (phone or letter) with you after you mailed the collection agency a cease and desist letter.
- Threatened you with legal action or wage garnishment.
- Threatened to report you to the credit bureau.
- Threatened to issue a warrant for your arrest or have you arrested.
- Pretended to be a lawyer or acted like the call was from a law firm.
- Threatened to file a lawsuit against you even though the debt is beyond the statute of limitations.
If a debt collector has done any of the above, you may be entitled to money damages up to $1,000.00. Plus, the FDCPA has a fee-shift provision. This means, the collection agency pays your attorney’s fees and costs. Founding attorney, Michael Agruss, has settled over 1,500 FDCPA cases. Contact Agruss Law Firm, LLC for a free consultation. They want to help you, too.
- Contact Information
- Michael Agruss
- Founding Attorney
- Agruss Law Firm, LLC
- (1) 312-224-4695
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