Utah Homeowners Insurance Not Protecting Utahns Against Quakes
Next time you take out your homeowners insurance policy, see if earthquake damage is part of your policy. For the majority of Utahns, they are not covered against earthquakes. It requires an additional endorsement.
West Jordan, UT - When people talk about Utah homeoners insurance and what it covers, automatically everyone says fires and theft.† When asked about earthquakes, very few really knew if their homeowners insurance covered earthquakes.† Maybe because earthquakes donít happen all that often, at least the big ones that cause structural damage.† Now itís a question of whether a BIG earthquake is coming?†††
According to seismologists, they say that earthquakes tend to happen in clusters and much of them are not felt because they occur in remote areas.† Utah has been hit with several earthquakes over the past few years and most of them have been small in magnitude.††
After a quake hit the Saratoga Springs area early in 2011, Dave Roach said it sounded like a Mac truck was making itís way around the neighborhood, crashing into houses.† Luckily, it was a small quake that just shook the houses and maybe a few personal belongings.†
Utah sits on a major fault line and itís been said that Utah could experience a devastating earthquake.† Jim Pechmann, a Utah seismologist, believes that, ďA large, damaging earthquake could happen at any time, and they (Utahns) should be prepared for it.Ē† When, no one knows but we do know one thing, ďUtah is earthquake country.Ē
Reed Brasher, CEO of Brasher Insurance Group, a local Utah Insurance company, says that, ďvery few homeowners have or even know about earthquake coverage.† Most Utahns donít realize they have to add earthquake coverage as an additional endorsement.† Once added, they are covered.Ē† Based on this, a large earthquake would be absolutely devastating to Utahns, leaving them in financial hardship.† He says, ďItís better to be safe than sorry.Ē† He claims that Utah earthquake insurance premiums are low considering the benefit and gives a family peace of mind.
- Contact Information
- Heather Howe
- PR Director
- Brasher Insurance Group
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