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Why Make Your Mortgage Payment When You Can Live For Free?


The number of foreclosures is huge and Federal and state foreclosure moratoriums abound. The Federal government continues to pressure lenders to work out foreclosure alternatives. With all of this, many troubled homeowners are riding the gravy train.

Bob Schwartz, a San Diego real estate broker, certified residential specialist and prolific San Diego real estate blogger, feels that the California mortgage moratoriums and government pressure on lenders to slow down the number of foreclosures have enabled many homeowners in California to stay in their homes for over a year rent & mortgage payment free!

Plus, Schwartz shows how the California foreclosure moratoriums are causing financial problems for many homeowner associations.

Mr. Schwartz was one of the few real estate professionals who in 2005, predicted the real estate bust in his published article: San Diego Real Estate Ė A Trend to Go National? - - Mr. Schwartz again bucks the industry with his recently published article: Why Make Your Mortgage Payment When You Can Live For Free? - Home Foreclosure Moratoriums Impact Homeowner Associations -

About: Bob Schwartz &

Bob Schwartz is a Certified Residential Specialist, real estate broker specializing in San Diego real estate. Bob is an expert witness for major San Diego law firms, served on the Consumer Affairs Community of the San Diego Association of Realtors, is past president of a local HOA and co-owner of a condominium management Co., and directs a multi-state high traffic network of legal directory web sites. Bob is not only a real estate broker but has also attained the Certified Residential Specialist designation. This is the highest national professional designation a residential Realtor can achieve. The CRS designation is an honor; only 4% of all the Realtors in the nation can put these initials after their name. Bobís popular San Diego real estate market blog is at:

 San Diego housing market
 San Diego real estate
 San Diego Ca real estate
 San Diego foreclosures

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