Home Title Transfers Put the Home In The Right Hands
After the loss of a loved one, a family can get slammed with a pretty harsh blow: facing the possible loss of their home. Why? Because the home title transfer process can be a confusing one that too few people take the time to educate themselves about (or at least get guidance from a legal expert). A recent article from InsuranceAgents.com, ‘The Home Title Transfer Process,’ provides an introductory break-down of the process and why homeowners should make sure their property doesn’t fall into the wrong hands.
“If you don’t want your home to fall in the hands of the federal government or squabbling distant relatives then you should look into the home title transfer process while you’re still alive,” the article encourages. “[Your home’s] fate after your passing should be a priority while you’re still living and a home title transfer ensures that your home falls into the right hands after you’ve passed on.”
In a home title transfer, there is a trust and a trustee. The trustee is the current homeowner, who is responsible for managing the assets/home of the trust. The trust is the individual to whom the homeowner is transferring their home title to after they themselves have passed on. Designating a trust will avoid a costly probate case amongst family members down the road.
To save family from a lot of anxiety and stress after the loss of a family member, homeowners are encouraged to sign the home title transfer now while they still can to the trust of their choosing. Homeowners can’t let their home fall into the wrong hands—quibbling relatives or the federal government.
Homeowners should, however, consult a legal expert or advisor to be sure a home title transfer is the right decision for their specific situation.
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