Additional Coverage Fills Gaps in Homeowners Insurance
A recently published article on InsuranceAgents.com suggests homeowners should always purchase additional coverage if their current policy includes some exclusions.
There’s no ifs, and or buts about it: A home is a homeowner’s most important asset and should be adequately protected at all times. But how much homeowners insurance is enough?
“After perusing your policy you might want to consider additional coverage to better put your mind at ease,” the article, Additional Coverage For Your Homeowners Insurance, describes. “Having an all encompassing homeowners insurance policy is ideal but unfortunately, not everyone can afford one. However, if you take the time and care in specifically tailoring your policy to fit your needs as well as your budget then you got the next best thing.”
Common exclusions in most standard homeowners insurance policies include coverage against natural disasters, war and terrorism, home vacancy and pet damage. If a homeowner wants protection against these things, they should purchase additional coverage.
“If one thing’s for certain it’s that homeowners insurance policies are anything but cut and dry,” the article emphasizes. “Sure your homeowners insurance policy offers a certain amount of coverage for damage sustained by your house but what is causing those damages? That is an important question to ask because even the most basic policies delve into specifics when addressing what is covered and what is not covered. After perusing your policy you might want to consider additional coverage to better put your mind at ease.”
A standard homeowners insurance policy is meaningless if it doesn’t offer protection against everyday occurrences. To find additional homeowners insurance coverage, homeowners should contact their insurance agent as soon as possible and customize their policy.
Staff contribution: Rafael Onak
Go to InsuranceAgents.com to read expert articles, or fill out a form for free insurance quotes today.
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