How to Get Really Cheap Auto Insurance Online
New York(LowestQuotes.com) - If you drive a car, you are required by law to carry some type of auto insurance on it. The premiums you pay for this can vary a lot between companies and also among several other factors in your actual insurance policy. Though auto insurance is mandatory, you do not have to pay a fortune for it. The following are several ideas to help you find cheapest auto insurance.
1) Contact several different car insurance companies and evaluate prices. You can do this over the phone or use the Internet. Look in your phone book and find around 5 insurance agencies. Contact them about insurance rates. To get an accurate price compare among the companies, be sure to include identical coverage and policy options. Or you can go online to auto insurance comparison websites such as LowestQuotes.com, fill in the necessary information and receive several insurance quotes within minutes. Compare the prices among the various companies to find the cheapest one that adequately covers your car insurance needs.
2) There are ways to pay less for insurance by making a few modifications to your vehicle and policy. You can add theft devices to your car and also possibly lower the amount of mileage listed for annual use or “to work” to a smaller figure that will lower your overall cost. If you have any other type of insurance (vehicle, home or life), you may get a discount for insuring them all with the same company.
3) Change your coverage to lower amounts or get higher deductibles. If you are not required to carry specific coverage, you may lower or remove some parts of your policy. This could include towing (road side service), rental or collision, comprehensive, no-fault or other parts of your policy. Discuss the requirements of your particular state with an insurance agent to find out what options you have available.
Since 2003, LowestQuotes.com has been operating its free quote referral service, allowing insurance shoppers nationwide to find the most competitive insurance quotes. LowestQuotes.com does not sell insurance, but utilizes a competitive bidding system to identify the most economical insurance quotes in the applicant’s state.
You could save an average of $451 at www.LowestQuotes.com.
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