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Loans Uk Are Still Available.


With the news that foreign banks are making inroads into the UK, some UK citizens could be losing sight of the fact that our own natural grown loan products are still available.There has been a lot of loud noice in the newspapers and television new about these foreing banks. One which really seems to be gaining momentum is The Bank Of China which is granting home loans, remortgages and mortgages to UK citizens. The interest rates they offer is low, but they are only prepared to deal with clients who have high earnings and spotlessly clean credit ratings. Also the maximum LTV, ie loan to value, is 75%. This means that if a property is worth four hundred thousand pounds the maximum remortgage or remortgage available would be three hundred thousand pounds. A drawback of the Bank of China is that you must attend a face to face interview at one of their offices if you want to be considered for any form of loan, and there are only four offices in the UK, namely in Glasgow, Birmingham, Mancheste and London which is not exactly convenient for those living in the West Country, The north of Scotland, etc.The Israeli owned Bank of Leumi is also now granting loans to citizens of the UK. Their maximum loan to value for a remortgage or mortgage is 70% and the minimum home loan is five hundred thousand pounds, which is well well above the average UK mortgage, and therefore this mortgage product is not exactly relevant to our average UK homeowner. Therefore with all this shouting out from the rooftops about these foreign loans, let us not forget about the old trusty familiar loan UK. .A loans Uk as the title clearly states is only available in the UK. There are many types of Loan Uk. There is the unsecured loan UK which requires no form of collateral, and for which everyone is eligible to apply. There is the homeowner loan UK otherwise known as the secured loan UK which must be secured by an asset. If you want to purchase a car you must apply for a car loan UK. A loans UK also emcompasses the debt consolidation loan UK.In addition to this let us not forget a mortgage which is of course a type of loans UK. Similarly a remortgage is a form of loans UK Therefore with these foreign banks wanting your custom, sometimes sticking to the product that you have known for a long time such as in this case a loans UK may well be more suited to your requirements.


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