Dont leave the keys in
Soon the summer months will come to an end and we will be rapidly approaching the onset of winter. The number of claims involving theft of cars and vans left with their keys in will soar, as vehicle users leave their engines running trying to defrost before leaving for work, and whilst driving for their company in a fleet vehicle.
Insurers will have difficulty in justifying payment for any theft where the user has clearly left the vehicle unattended, and whilst a number of complaints against car insurance and fleet insurance companies over claims being turned down have been upheld by the Financial Ombudsman, the issue of whether a vehicle is unattended or not, or reasonable care of the vehicle has been taken, can be a little subjective. And subjectivity is the last thing you want when you need a claim to be paid.
Lengthy claims and unpaid bills are common in these cases, with many factors taken into account.
There is a very simple rule for drivers - Just donít leave the keys in the ignition, and lock your vehicle whenever you leave it - even if itís on your drive or you are nipping into the local shop.
- Contact Information
- Dean Spencer
- Grapevine Group
- Contact via E-mail
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