Suitors Insure Love with Engagement Ring Insurance

Getting married is a long and expensive process. From the wedding cake to the honeymoon, things are constantly getting added to the bill. Perhaps the most expensive item you gain throughout the process of marriage is the engagement ring. Because of its significance and price-tag, a recently published article on InsuranceAgents.com recommends couples to add coverage to their homeowners insurance to prevent any financial loss if the ring is lost or stolen.

“The best way to obtain engagement ring insurance is to add a rider to your renters’ or homeowners insurance policy,” the article, Don’t Forget to Get Engagement Ring Insurance, reports. “Ask home insurance agents how much adding an engagement ring insurance rider to your policy would cost.”

Although engagement rings can cost thousands of dollars, insuring one doesn’t have to be expensive. Typically, for every $100 the ring is worth, the insurance costs a measly $1 or $2. Don’t get too excited though – a number of other factors affect the price as well.

“Any number of factors can affect what you are charged for your engagement ring insurance,” the article describes. “Your credit history, for example, or whether or not your ring is an antique/family heirloom can great affect how much you pay for engagement ring insurance.”

If you’re interested in obtaining engagement ring insurance, contact your local home insurance agent to discuss the possibility of adding a rider. Don’t hesitate to ask questions such as, “Will my ring be insured for the full cost or just a portion of it?” or “What factors affect the cost of my engagement ring insurance?”

With engagement ring insurance, couples won’t have to worry about experiencing financial loss if something happens. The coverage can cost very little, especially if couples look for home insurance quotes online. Showcase your love with engagement ring insurance and check with InsuranceAgents.com for more information.

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